For Individuals

There is no easy solution if you find yourself in financial difficulties. There are a number of informal and formal options that may be available to you depending on your situation. The key thing is to get expert advice as soon as possible, to avoid a difficult situation spiralling out of control.

There are free debt counselling and debt adjusting services that are available to you and you can find out more by contacting the Money Advice Service. You can follow this link for more information: