For Individuals

There is no easy solution when finding yourself in financial difficulties. There are a number of informal and formal options that may be available to you depending on your situation. The key thing is to get expert advice as soon as possible, to avoid a difficult situation spiralling out of control.

There are a number of options available which could help you deal with debt, including:

• Individual Voluntary Arrangement
• Bankruptcy
• Debt Relief Order
• Debt Management Plan